📈Pro

Spending Analytics

See exactly where your money goes — by category, by month.

Arjun spent ₹8,400 last month. Food was 52%, transport 18%, entertainment 20%. Spending Analytics breaks down every expense into visual charts so Arjun and Divya can see trends, spot overspending, and make smarter decisions.

My Monthly Expenses Insights screen showing Total Spent ₹6.2K, Total Income ₹77K, Amount Saved ₹70.8K with 92% savings rate and monthly activity chart

How it works

Every rupee tracked, every trend visible

01

Open your group and tap "Insights"

From any group page — like "Apartment 4B" with 5 members and 9 expenses — tap the Insights button alongside Add Expense and Settlements.

Apartment 4B group page showing Members 5, Total spent ₹34K, You get back ₹17.4K, with the Insights button highlighted in red
02

Filter by period and see who paid most

Choose This Month, the full year, or a Custom date range. The "Who Paid Most" bar chart shows each member's share — Splitmybills ₹23.4K, Aarav ₹6K, Riya ₹3.4K, Ravi ₹1.2K.

Insights page showing This Month / 2026 / Custom filter tabs and Who Paid Most bar chart with Spend by Category donut chart below
03

See spend by category and monthly activity

A colour-coded donut chart breaks down your total ₹34K — Rent 59% (₹20K), Other 33% (₹11.4K), Food & Drinks 4% (₹1.4K), Utilities 4% (₹1.2K). Below it, the Monthly Activity bar shows April spend at ₹34K.

Spend by Category donut chart highlighted in red showing Rent 59% ₹20K, Other 33%, Food & Drinks 4%, Utilities 4%, and Monthly Activity bar chart highlighted in green
04

Drill into your top expenses

The Top Expenses list ranks your biggest spends for the period — Monthly Rent ₹12K, Rent ₹8K, Fuel ₹6K, Grocery ₹3.4K, School fees ₹2K — so you instantly know where the large chunks went.

Top Expenses list highlighted in red showing Monthly Rent ₹12K, Rent ₹8K, Fuel ₹6K, Grocery ₹3.4K, School fees ₹2K with Monthly Activity bar above
05

Track income, savings, and net worth for personal groups

For individual trackers, Insights adds four summary cards — Total Spent ₹6.2K, Total Income ₹77K, Amount Saved ₹70.8K (92% savings rate), and Expenses count. The activity chart overlays Spent, Income, and Saved lines together.

My Monthly Expenses Insights screen with Total Spent ₹6.2K, Total Income ₹77K, Amount Saved ₹70.8K at 92% savings rate and Monthly Activity chart with Spent, Income, and Saved overlay lines

Why you'll love it

  • ✓Category breakdown — food, transport, rent, entertainment, utilities — colour-coded donut chart.
  • ✓Month-over-month comparison — Divya spots that her food spend increased 40% in March.
  • ✓Works for group and personal — analytics available for shared flat expenses and individual trackers.
  • ✓Export to Excel — download the full breakdown with income, expenses, and category totals.

Frequently asked questions

Does analytics work for group expenses?+

Yes — Spending Analytics shows your personal share of group expenses, so Arjun sees what he actually spent even in shared groups.

How far back does the data go?+

Analytics covers all expenses you've ever recorded. Use the month navigator to go back to any previous period.

Can I see analytics for a specific group?+

Yes — each group has its own analytics view. Arjun can see the breakdown for his flat separately from his office group.

Is Spending Analytics free?+

Spending Analytics is a Pro feature. Try Pro free for 7 days — no credit card needed.

Know exactly where every rupee went

Try Spending Analytics free for 7 days — no credit card needed.

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