The best OTT & subscription tracker for India
Every Netflix, SaaS tool, EMI and bill — see your true monthly and yearly burden.
The average Indian household quietly leaks thousands every year on OTT plans they forgot, free trials that auto-converted, and memberships nobody uses. splitmybills.in tracks every recurring payment, counts down every renewal, and shows exactly how much you'd save by cancelling the ones you don't need.
Your real burden, not a plan-by-plan guess
Monthly and yearly plans, quarterly recharges, annual insurance — every frequency is normalised to one honest number. Instantly see what your subscriptions cost per month, per year, and even per day.
Monthly
₹28,372
19 active
Yearly
₹3,40,468
₹933 / day
Mandatory
₹23,701
per month
Optional
₹4,671
₹56,053 / yr
The Mandatory vs Optional split is the money-saving superpower — it shows what you truly need versus what you could cut today.
The subscription trap
You could be leaking ₹56,053 a year
That's the optional-subscription total this user was carrying — three forgotten OTT plans, an unused gym membership, and an AI tool from a trial that auto-renewed. Renewals are silent. The tracker makes them loud before the debit, so you decide — keep it, or cancel and save.
₹933
the true cost per day of these subscriptions
19
active recurring payments — easy to lose track of
34%
of the burden sat in a single category
How the tracker works
Add once, see everything, get reminded before every renewal
Add any recurring payment in seconds
Name it, pick a category and frequency, mark it Mandatory or Optional, and choose a reminder (say, 3 days before). The tracker instantly shows the normalised spend — ₹149/month works out to ₹1,788/year — and sets the next due date automatically.
See your whole subscription life on one screen
Monthly, yearly, mandatory and optional totals sit right at the top, followed by upcoming renewals in the next 30 days and a category breakdown. No more mental maths across five different apps.
Search, filter, pause and cancel with control
Every subscription in one list with active/paused badges, per-day and per-month cost, and the exact next-renewal date. Filter by status, type, frequency or month — then pause Netflix, keep Netflix OTT, and delete what you never use.
Read the Insights and act on the savings
Plain-language insights call out your biggest category, your total optional spend, payments due soon, and your most expensive optional subscriptions — ranked — so you know precisely what to cut first.
Where your recurring money actually goes
Every subscription grouped by category, biggest first
Household (1)
₹9,702 /mo
Software / SaaS (6)
₹8,858 /mo
Health (1)
₹3,873 /mo
Entertainment (7)
₹3,003 /mo
Insurance (1)
₹1,850 /mo
Kids / Family (2)
₹865 /mo
Mobile / Internet (1)
₹222 /mo
Real category breakdown from the live dashboard
Why it's the best subscription tracker for India
Renewal reminders before the debit
Set a reminder — 3 days, a week, whatever suits — and get a push notification before any subscription auto-renews. Never be ambushed by a silent UPI Autopay charge again.
Mandatory vs Optional — see what to cut
Tag every payment as need-it or nice-to-have. Insights totals your optional spend and shows the exact yearly saving if you cancel — this user could save ₹56,053.
True monthly, yearly & per-day cost
Monthly, quarterly, half-yearly and yearly plans are all normalised. A ₹46,476 yearly insurance shows as ₹3,873/mo and ₹127/day, so nothing hides behind an annual bill.
Category breakdown & smart insights
Household, SaaS, Health, Entertainment — grouped and ranked. Plain-language insights flag your biggest category and your priciest optional subscriptions automatically.
Pause instead of losing history
Going away for a couple of months? Pause a subscription to stop it counting toward your burden, without deleting its record. Resume with one tap when you're back.
Built for how India actually pays
UPI Autopay, quarterly Jio recharges, yearly insurance premiums, SIP-style memberships and loan EMIs — all first-class, with ₹ lakh/crore formatting throughout.
Who saves the most with it
📺 The OTT collector
Problem: Netflix, Prime, Hotstar, JioCinema, a music app and YouTube Premium — signed up for a match or a show and never cancelled.
Solution: All OTT plans in one Entertainment category with renewal dates. Cancel the two you haven't opened in months and pocket the difference.
👨💻 The SaaS-heavy professional
Problem: Claude, ChatGPT, Canva, Notion, Zoho, cloud storage — small monthly charges that quietly add up to a huge SaaS bill.
Solution: Software/SaaS grouped and totalled — ₹8,858/month here. Instantly see which tools justify their cost and which are dead weight.
🏠 The household manager
Problem: Health insurance, Jio recharge, kids' classes, gym membership and a car service package — all on different dates and frequencies.
Solution: One dashboard normalises every frequency to a monthly figure, marks the mandatory ones, and reminds you before each due date.
Frequently asked questions
What is the best way to track OTT subscriptions in India?＋
Add each subscription — Netflix, Prime, Hotstar, Spotify — as a recurring payment in splitmybills.in. The dashboard converts every plan to a true monthly and yearly figure, groups them by category, and counts down the days to each renewal so you always know your real OTT burden before the next auto-debit.
Does the tracker remind me before a subscription renews?＋
Yes. Every recurring payment shows its next due date and days remaining, and you can set a reminder (for example, 3 days before) to get a push notification ahead of the charge — enough time to cancel anything you no longer use before the money leaves your account.
Can it show how much I would save by cancelling unused subscriptions?＋
Yes. Every payment is tagged Mandatory or Optional. The Insights panel adds up your Optional subscriptions and shows the exact yearly amount you could save if you cancelled them — plus a ranked list of your most expensive optional subscriptions.
Can I track loan EMIs, insurance and recharges too — not just OTT?＋
Yes. Track anything recurring — home and car loan EMIs, health and life insurance premiums, Jio/Airtel recharges, gym and cult memberships, SaaS tools and cloud storage. Each can be monthly, quarterly, half-yearly or yearly, and the tracker normalises it all to a per-month and per-day cost.
Is the subscription tracker free?＋
You can track recurring payments on the free plan. The full recurring engine with automatic monthly logging and renewal reminders is part of Pro (₹149/month or ₹799/year) — and it typically pays for itself the moment it helps you cancel one forgotten subscription.
Explore more features
Stop paying for subscriptions you forgot
See your true burden, get renewal reminders, and cancel what you don't use. It pays for itself the first time.